According to the Global Consumer Banking Survey 2014 by Ernst and Young, over 70% of the respondents used Internet banking and almost 50% used mobile banking versus a mere 36% who used branch banking.
Banking is already online. We have internet banking, mobile banking and app based banking services. What’s new is that you can now be friends with your bank. Kotak Jifi is a new age banking advancement that has given banking a new perspective – social banking. Jifi is just like any social networking site. It’s comfortable and easy to use. The innovative minds at Kotak Mahindra have given a new face to banking where users can access bank details just a tweet away. Jifi is a zero balance current account with features that ease banking. Banking is now social.
No Minimum Balance
Balance-free
accounts. No need to worry about the maintaining a minimum balance in the
account.
Social Banking
 |
| Tweet based banking |
Once you connect your Jifi account with your twitter
account, you can tweet to get your bank account details anywhere, anytime. You can request last three months account
statement on email, request a chequebook and do a plethora of things
via social banking. All of this is absolutely safe and secure. The details are
sent to you on twitter via DM. This is
easier than any kind of banking services currently available.
Loyalty Club
You
can invite your friends to open a Jifi account using facebook or a unique email
link. When your friend opens an account, you will be credited points which can
be redeemed for a host of lifestyle, shopping and dining offers. You can also
earn points by commenting and liking on Kotak Jifi and Kotak Bank pages. Being
social will now pay you off with reward points!
Kotak Mobile Apps
The Kotak Offers App provides a
list of offers available on your Jifi or any other Kotak Mahindra Bank card. Features
include: searching for attractive deals, mapping deals as per vicinity,
subscribing to receive deal updates, adding to favourites, printing coupons and
sharing deals on social media, among others.
The Kotak Mobile Banking App which
helps you to manage your bank account on your fingertips. You can pay bills,
open term deposits, locate nearest ATMs and much more with ease. In addition to
the standard features, a distinguishing feature is the one-time payment
facility, where registration of the beneficiary is not required.
Kotak MoneyWatch
 |
| Kotak MoneyWatch |
This feature allows you to view and analyse automated specifics
of your money. You can upload all the
e-statements and connect all your bank accounts to view your net worth,
automatically calculate income tax and view more than 30 reports like spending
patterns, capital gains, profit and Loss etc. As an introductory offer, a platinum
subscription of Kotak MoneyWatch is provided free for a year after which it is converted
into a basic subscription.
You can open a Jifi account in a jiffy. It’s simple,
hassle-free and at your ease. Watch the video to know more in
detail about banking which is now social.
P.S. This post is a submission to a contest powered by Indiblogger and Kotak Mahindra
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